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Granite Bay Homes for Sale

granite bay homes for saleGranite Bay CA Homes for Sale

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Granite Bay is one of the most prestigious addresses in the greater Sacramento region — and one of the most private. An unincorporated community in Placer County situated on the north shore of Folsom Lake, Granite Bay is defined by its signature combination of large-lot custom estates, guard-gated luxury enclaves, top-ranked schools, and 25 square miles of rolling hills, granite outcroppings, and mature oak woodland that no amount of new construction can replicate.

With a median list price near $1.39 million as of spring 2026 and an average home value of approximately $1.1 million, Granite Bay is unambiguously a luxury market — yet one that still represents extraordinary value relative to comparable communities in the Bay Area. For buyers who have done the math and made the decision to move inland, Granite Bay is frequently the destination, not a compromise.

Mark "Coach" Soto has served buyers and sellers across Placer County for over 26 years. He understands the nuances of Granite Bay's gated communities, knows which neighborhoods are appreciating fastest, and brings the discretion and market depth that high-end transactions require. Browse current Granite Bay homes for sale below — and when you are ready for a local expert's perspective, contact Coach Soto directly.


Granite Bay Neighborhoods: A Community for Every Lifestyle

Granite Bay covers 25 square miles and encompasses dozens of distinct neighborhoods — from guard-gated ultra-luxury estates to welcoming family communities where kids walk to school. No other community in the Sacramento region offers this range within a single ZIP code. Here is a breakdown of the neighborhoods Coach Soto's buyers explore most.

Los Lagos — Granite Bay's Most Exclusive Address

Los Lagos is Granite Bay at its most extraordinary. This guard-gated community borders Folsom Lake directly, with approximately 350 homes situated on expansive lots alongside private lakes, walking trails leading to the water, equestrian facilities, and meticulously maintained common grounds. Entry-level homes here start just below $1 million — and the upper tier reaches $12 million, encompassing estates that qualify as mansions in the truest sense: private pools, outdoor kitchens, gourmet chef's kitchens, home theaters, and guest compounds on multi-acre parcels. The Los Lagos Equestrian Center makes this one of the few lakefront communities in Northern California where equestrian living is genuinely integrated into the neighborhood fabric.

Wexford Estates — Guard-Gated Luxury by the Golf Club

Wexford is 145 custom-built manor homes behind a 24-hour guarded gate, positioned adjacent to the Granite Bay Golf Club — an 18-hole championship course designed by Robert Trent Jones Jr. and Kyle Phillips, consistently ranked among Sacramento's finest. Homes range from approximately 3,300 to over 9,500 square feet on half-acre to 1.5-acre lots, with soaring ceilings, gourmet kitchens, and resort-style outdoor living spaces as standard features. The community includes a clubhouse on the banks of a private lake, tennis courts, and a basketball court. When Wexford listings come available, they move — serious buyers should be pre-approved and ready to act.

Greyhawk — Custom Homes, Private Park, Award-Winning Schools

Greyhawk is among Granite Bay's most consistently desirable gated neighborhoods — custom homes with a modern architectural sensibility, a private community park with a playground and sports court, and a location that sits squarely within the Eureka Union School District and feeds directly into Granite Bay High School. Homes in Greyhawk typically range from the high $900s to well over $2 million depending on size and lot. The neighborhood's combination of school quality, privacy, and proximity to the Granite Bay Golf Club and Kaiser/Sutter medical facilities makes it a top choice for families relocating from the Bay Area.

Wedgewood — Folsom Lake Views, Gated Elegance

Wedgewood is a gated community of approximately 1,100 residents tucked along the shores of Folsom Lake, with winding tree-lined streets, views of granite bluffs and marshlands, and a neighborhood park with trails threading through open wetlands. Homes are predominantly custom or semi-custom builds with luxury interiors — multiple fireplaces, granite and stone finishes, oversized primary suites, and entertainer's backyards. Most homes sell above $1 million, with premier lake-view lots commanding significantly more. The Granite Bay Golf Course is within easy reach, and the community has a close-knit, neighborly character that belies its price point.

Ashley Woods — Gated, Family-Friendly, School-Centric

With 250 homes behind four gated entrances and moderate HOA fees, Ashley Woods occupies the sweet spot between Granite Bay's ultra-luxury tier and its more accessible neighborhoods. Spacious 1-2 story homes on large landscaped lots, private pools, and a location just two miles from the Granite Bay Golf Club and within the Eureka Union School District make this a perennial favorite for families entering the Granite Bay market for the first time. Homes typically range from the $800s to $1.4 million depending on size and updates — one of the better value propositions in the community.

Treelake Village — The Heart of Granite Bay

Treelake Village is widely considered Granite Bay's most family-oriented corridor — a collection of interconnected neighborhoods where children walk to Eureka District schools, streets are quieter, and the community identity is strong. The Woods sub-neighborhood within Treelake features half-acre and larger lots. Wexford Estates is also located within the broader Treelake community. Homes range from the $500s to the $900s for standard Treelake product, making it the primary entry point for buyers who want a Granite Bay address with excellent schools at a more accessible price.

Silverwood — Estate Living, Sierra Views

Silverwood is divided into North, East, and West sections — with North Silverwood representing the pinnacle of the Granite Bay estate market. True mansions on multi-acre, meticulously landscaped grounds with private pools, spas, outdoor entertaining pavilions, and panoramic Sierra views. Homes in North Silverwood are typically priced around $2 million and above. For buyers seeking a private, statement property with genuine architectural distinction — not just size — Silverwood is where the search ends.

Granite Bay Hills — Established Semi-Custom, High Family Appeal

Granite Bay Hills offers a cohesive collection of upscale semi-custom homes built primarily in the 1980s and 1990s, set along tree-lined streets with mature landscaping and a strong sense of established community. HOA design standards maintain a consistently high visual character throughout the neighborhood. This is a reliable, well-regarded market for families who want the Granite Bay school advantage and neighborhood feel at a price point somewhat below Greyhawk or Wexford. A well-maintained, updated Granite Bay Hills home is a strong long-term hold.

Folsom Lake Estates & Lakeland Park — Folsom Lake Access

For buyers whose priority is proximity to Folsom Lake itself, the Folsom Lake Estates and Lakeland Park neighborhoods offer direct access to the water, boat launch proximity, and the particular lifestyle that comes with living at the lake's edge. Homes range from ranch-style single-story properties that offer strong renovation upside to custom builds with lake views. No-HOA options exist in parts of this corridor — a meaningful feature for buyers who value freedom over community amenities.

Cavitt Stallman & Surrounding Areas — Value Entry Point

Not every Granite Bay buyer needs a gated estate. The Cavitt Stallman corridor and surrounding non-gated neighborhoods offer genuine Granite Bay opportunities — sometimes including well-priced fixer-uppers alongside updated move-in-ready homes — at price points that represent some of the best value in the 95746 ZIP code. For buyers who want the Granite Bay school district and the lifestyle without the gated community overhead, this is where Coach Soto looks first.

Navigating Granite Bay requires an agent who knows which gate leads where. Coach Soto has been working this market for over 26 years — he can match your lifestyle, budget, and priorities to the right neighborhood in a single conversation.

Call or Text Coach Soto: (916) 532-3514


Why Buyers Choose Granite Bay, CA

Granite Bay draws buyers who have researched their options thoroughly — and chosen deliberately. It is not a compromise destination. It is where buyers land when they decide that schools, privacy, nature, and long-term value are non-negotiable. Here is what drives that decision.

Schools — Among California's Best

Granite Bay's school system is a primary driver of its real estate premium — and the reputation is fully earned. Granite Bay High School has been designated a California Distinguished School and a National Blue Ribbon recipient. It offers more than 20 Advanced Placement courses and is one of only two schools in the Roseville Joint Union High School District to offer the prestigious International Baccalaureate (IB) program. K–8 education is served by the Eureka Union School District — one of California's best-performing elementary districts, and one of the few with its own parent-sponsored educational foundation (the Eureka School Foundation) that funds extracurricular programs beyond what state budgets provide. For families, the school district alone often justifies the price premium over neighboring communities.

Privacy & Security

Granite Bay is unusual among Sacramento-area communities in that the majority of its most desirable neighborhoods are gated — many with 24-hour guard staffing. This is not a marketing feature; it is a structural characteristic of the community that dates back to its earliest master-planned development. Granite Bay consistently records one of the lowest crime rates in Placer County. Importantly, recent regulation has halted the permitting of new gated communities within Granite Bay — meaning existing gated neighborhoods are only becoming more exclusive and valuable over time, as no new inventory can be added to match demand.

Folsom Lake & Outdoor Recreation

Granite Bay sits directly on the north shore of Folsom Lake State Recreation Area — 18,000 acres of open water with beaches, boat launches, sailing, kayaking, and over 80 miles of surrounding trails. The Granite Bay boat launch is one of the most popular in the region. The American River Bike Trail provides a continuous paved path from Folsom Lake to Sacramento, running along Granite Bay's southern border. Equestrian living is a genuine part of Granite Bay's character — with facilities including the Royal Oaks Equestrian Center, Los Lagos Equestrian Inc., and Patriot Farms. Horse properties on 2–10+ acres are available throughout the community for buyers whose lifestyle requires it. Lake Tahoe is approximately 90 minutes east via Interstate 80.

Golf

The Granite Bay Golf Club — an 18-hole championship course designed by Robert Trent Jones Jr. and Kyle Phillips — is not just an amenity; it is an organizing principle of the community. Multiple neighborhoods are built around or adjacent to the course, and membership access is a significant factor in the lifestyle proposition for many Granite Bay buyers. The course is set among granite outcroppings, stately oaks, and natural lakes — producing a visual character that is genuinely distinctive in the Sacramento region.

Commute & Location

Granite Bay sits approximately 25 miles northeast of downtown Sacramento, with Highway 80 providing direct freeway access. The typical commute to Sacramento runs 30–40 minutes depending on traffic and origin point within the community. For Bay Area buyers, the drive to the East Bay is approximately 2 hours. Sacramento International Airport is roughly 35 minutes west. Roseville — a major regional hub with extensive retail, dining, and medical facilities — borders Granite Bay directly, providing walkable and short-drive amenity access without requiring a trip into Sacramento.

Bay Area Relocation

Granite Bay is consistently one of the top landing spots for Bay Area executives, tech professionals, and families making the move inland. The value proposition is compelling: a median home near $1.1 million in Granite Bay buys a custom estate on a half-acre lot in a guard-gated community with California's best schools — versus a median near $1.5 million in San Francisco or $1.8 million in Palo Alto for a fraction of the space and none of the privacy. San Francisco buyers are the single largest out-of-metro search cohort on Granite Bay real estate platforms. Coach Soto's Placer County Relocation Guide covers the full transition for Bay Area buyers moving to the Granite Bay and greater Placer County area.

Download the Free Placer County Relocation Guide


Granite Bay Real Estate Market — Spring 2026

Granite Bay enters spring 2026 as one of the most resilient luxury markets in the greater Sacramento region — steady appreciation, constrained inventory, and a buyer pool that is increasingly driven by out-of-market migration rather than local move-up activity alone.

The median list price stands near $1.39 million as of March 2026, with the average home value (Zillow ZHVI) sitting at approximately $1,105,000 — up 1.6% over the prior year. Homes are spending a median of 42 days on market, down 28% from the same period a year ago — a meaningful signal that buyer activity is accelerating into the spring season. Well-priced, move-in-ready homes in the most sought-after gated communities are going pending in as few as 11–16 days.

Key dynamics shaping the Granite Bay market right now:

  • No new gated community supply: Regulation has halted the permitting of new gated communities in Granite Bay. Every established gated neighborhood — Los Lagos, Wexford, Greyhawk, Wedgewood, Ashley Woods — is a fixed, non-expandable inventory pool. As Bay Area migration continues driving demand, existing gated product becomes structurally more valuable over time.
  • Bay Area migration as primary demand driver: San Francisco homebuyers represent the largest out-of-metro search cohort in Granite Bay real estate data. For buyers leaving $1.5M–$2M+ Bay Area homes, Granite Bay's price-to-quality ratio is among the most compelling in California. This migration is not cyclical — it is structural, and it continues to underpin Granite Bay pricing even as the broader Sacramento market normalizes.
  • Luxury tier vs. entry tier dynamics: The sub-$1.5M segment — Treelake Village, Ashley Woods, Granite Bay Hills, Cavitt Stallman — moves faster and with more competition than the ultra-luxury tier. Above $3M, buyers have more time and leverage. Knowing which tier you are competing in changes your strategy significantly.
  • No Mello Roos in most of Granite Bay: Unlike many newer Placer County communities, the vast majority of Granite Bay neighborhoods carry no Mello Roos tax. For buyers comparing Granite Bay to new construction in Roseville or Lincoln, this distinction materially reduces the true cost of ownership — often by $3,000–$5,000 per year.

Selling in Granite Bay requires marketing that reaches the Bay Area buyer pool — not just local Placer County shoppers. Coach Soto's digital marketing approach, combined with his 26 years of Placer County market depth, ensures your home reaches the buyers willing to pay the most for what Granite Bay offers.

Selling in Granite Bay? Get Your Free Home Valuation
Buying in Granite Bay? Get Pre-Qualified Today
Download the Free Home Buyers Guide
Talk to Coach Soto: (916) 532-3514


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$1,299,000
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All estimates and provided for informational purposes only. Actual amounts may vary. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. Information, rates, programs and loan scenarios shown are for example only as of 11-Sep-2026 and are subject to change without notice. Interest rates provided by the St. Louis Federal Reserve Economic Data (FRED). All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Contact your preferred lender for the pricing associated with your specific transaction. Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.

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